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Personal Loan

Loans & Financing Financing & Loans Certified Offering

Personal Loan

Collateral-free personal financing with quick disbursal and flexible repayment tenures.

Personal Loan

Liquidity Without Selling Your Investments

A Loan Against Mutual Funds (LAMF) and similar facilities let you borrow against your holdings while they stay invested for your goals.

We help you understand how it works, what you can borrow and whether it suits your situation.

Stay Invested, Access Cash

Your units or assets are pledged as security, so your investments keep working while you meet a temporary cash need.

A Smart Liquidity Option

For short-term needs, without derailing long-term plans.

Keep your investments intact
Quick access to liquidity
Interest only on what you use
Eligibility Criteria

Salaried and self-employed professionals with credit score 700+.

Required Documents

KYC Documents, 3 Months Salary Slips / 2 Yr ITR, 6 Months Bank Statement.

Key Advantages & Benefits

Delivering value, transparency, and long-term peace of mind.

Stay Invested

Units remain invested.

Fast Liquidity

Funds for short-term needs.

Flexible

Borrow against eligible holdings.

Guided Process

We explain the terms.

Seamless Application Process

Step-by-step assistance from product comparison to policy or account issuance.

01
Understand your goals, priorities, and risk comfort
02
Recommend suitable solutions in simple, clear, transparent terms
03
Assist with digital KYC, onboarding, and documentation
04
Conduct ongoing periodic reviews and rebalance as life evolves
Product & Regulatory Disclosures

Loan facilities are subject to lender terms, eligibility and, where applicable, the market value of pledged assets. Mutual Fund investments are subject to market risks. Please read all related documents carefully.

Frequently Asked Questions

Common questions regarding Personal Loan.

It lets you borrow against your mutual fund units, which are pledged as security, so your investments stay invested while you access cash.

The amount depends on the lender and the eligible value of your pledged assets, which varies with the type of holding and market value.

No. Your units or assets remain invested and pledged as security, so you stay invested while meeting a short-term cash need.

The facility is subject to lender terms, eligibility and the market value of pledged assets. If values fall, the lender may seek additional security.

Typically interest is charged only on the amount you actually use, subject to the lender terms.
Quick WhatsApp Response

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