/* ==========================================================================
   FINWISDOM FINANCIAL SERVICES - CUSTOM UNIFIED STYLESHEET
   Brand Colors: Primary (#0072AA), Secondary (#138B43), Accent (#E91E8C), Dark (#012217 / #161616)
   ========================================================================== */

:root {
  --fw-primary: #0072AA;
  --fw-primary-hover: #005b88;
  --fw-primary-light: #E8F4FB;
  --fw-primary-rgb: 0, 114, 170;
  --fw-dark: #012217;
  --fw-dark-surface: #0a1f18;
  --fw-secondary: #161616;
  --fw-text-main: #374151;
  --fw-text-muted: #6b7280;
  --fw-border: #e5e7eb;
  --fw-card-bg: #ffffff;
  --fw-success: #198754;
  --fw-danger: #dc2626;
  --fw-warning: #f59e0b;
}

/* Header Wide Dropdown Menu Alignment */
@media (min-width: 992px) {
  .navbar .nav-item.has-dropdown .dropdown-menu.wide-dropdown-menu {
    left: 0;
    right: auto;
    min-width: 580px;
    max-height: calc(100vh - 100px);
    overflow-y: auto;
    scrollbar-width: thin;
  }
  .navbar .nav-item.has-dropdown.dropdown-align-right .dropdown-menu.wide-dropdown-menu {
    right: 0;
    left: auto;
  }

  /* Standard Dropdown Menu Fixed Width & Hover Stability */
  .navbar .nav-item.has-dropdown .dropdown-menu:not(.wide-dropdown-menu) {
    width: 280px !important;
    min-width: 280px !important;
    max-width: 280px !important;
    box-sizing: border-box !important;
    padding: 20px 0 16px;
    border-radius: 0 0 10px 10px;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.12);
  }

  .navbar .dropdown-menu:not(.wide-dropdown-menu) .nav-item {
    margin: 0 22px !important;
  }

  .navbar .dropdown-menu:not(.wide-dropdown-menu) .nav-item .nav-item-link {
    white-space: nowrap !important;
    display: block !important;
    box-sizing: border-box !important;
    line-height: 38px !important;
    transition: color 0.25s ease, padding-inline-start 0.25s ease !important;
  }

  .navbar .dropdown-menu:not(.wide-dropdown-menu) .nav-item .nav-item-link:hover {
    padding-inline-start: 18px !important;
  }
}

/* Header Navbar Action Buttons (Sign Up & Client Login) */
.navbar-actions {
  gap: 10px;
}
.navbar-actions > li {
  margin-inline-start: 0 !important;
}
.navbar-actions .action-btn-contact {
  --btn-min-width: 120px;
  --btn-height: 44px;
  --bs-btn-padding-x: 14px;
  font-size: 13.5px;
  font-weight: 600;
  border-radius: 8px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}
.header-transparent:not(.is-sticky) .action-btn-login {
  background-color: rgba(255, 255, 255);
  border: 1px solid rgba(0, 0, 0, 0.3);
  color: #000000 !important;
}
.header-transparent:not(.is-sticky) .action-btn-login:hover {
  background-color: var(--fw-primary);
  border-color: var(--fw-primary);
  color: #ffffff !important;
}
.is-sticky .action-btn-login {
  background-color: var(--fw-dark);
  border: 1px solid var(--fw-dark);
  color: #ffffff !important;
}
.is-sticky .action-btn-login:hover {
  background-color: var(--fw-primary);
  border-color: var(--fw-primary);
  color: #ffffff !important;
}
@media (max-width: 991px) {
  .navbar-actions {
    gap: 8px;
  }
  .navbar-actions .action-btn-contact {
    --btn-min-width: 42px;
    --btn-height: 42px;
    --bs-btn-padding-x: 8px;
    padding: 0 10px !important;
  }
}

.fw-page-title {
  position: relative;
  background-color: var(--fw-dark);
  background-image: linear-gradient(135deg, rgba(1, 34, 23, 0.95) 0%, rgba(22, 22, 22, 0.92) 100%);
  padding: 100px 0 60px;
  color: #ffffff;
  text-align: center;
  overflow: hidden;
}

.fw-page-title .title {
  font-size: 2.5rem;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 12px;
  font-family: 'Unbounded', sans-serif;
}

.fw-breadcrumb {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.08);
  padding: 6px 18px;
  border-radius: 50px;
  font-size: 0.9rem;
  border: 1px solid rgba(255, 255, 255, 0.15);
  margin-bottom: 0;
  list-style: none;
}

.fw-breadcrumb a {
  color: #ffffff;
  text-decoration: none;
  transition: color 0.2s ease;
}

.fw-breadcrumb a:hover {
  color: var(--fw-primary);
}

.fw-breadcrumb .active {
  color: var(--fw-primary);
  font-weight: 600;
}

.fw-breadcrumb-separator {
  color: rgba(255, 255, 255, 0.5);
  font-size: 0.8rem;
}

/* -------------------------------------------------------------
   2. Compliance & Regulatory Content Styles
   ------------------------------------------------------------- */
.compliance-container {
  max-width: 1080px;
  margin: 0 auto;
  background: #ffffff;
  border-radius: 20px;
  box-shadow: 0 12px 40px rgba(1, 34, 23, 0.06);
  padding: 45px 50px;
  border: 1px solid #eef2f6;
  font-family: inherit;
  position: relative;
}

@media (max-width: 768px) {
  .compliance-container {
    padding: 25px 20px;
    border-radius: 14px;
  }
}

.pw {
  width: 100%;
}

/* Hero / Header Badge inside compliance doc */
.pg-hero {
  background: linear-gradient(135deg, #012217 0%, #063826 60%, #011d14 100%);
  border-radius: 16px;
  padding: 32px 36px;
  text-align: center;
  color: #ffffff;
  margin-bottom: 30px;
  border: 1px solid rgba(0, 114, 170, 0.35);
  box-shadow: 0 10px 25px rgba(1, 34, 23, 0.2);
  position: relative;
  overflow: hidden;
}

.pg-hero::before {
  content: '';
  position: absolute;
  top: -50px;
  right: -50px;
  width: 150px;
  height: 150px;
  background: radial-gradient(circle, rgba(0, 114, 170, 0.25) 0%, transparent 70%);
  pointer-events: none;
}

.pg-hero h1 {
  font-size: 26px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 6px;
  letter-spacing: -0.5px;
}

.ph-tag {
  font-size: 14px;
  color: var(--fw-primary, #0072AA);
  font-weight: 700;
  margin-bottom: 6px;
  letter-spacing: 0.5px;
}

.ph-type {
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 14px;
}

.reg-badges {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px;
}

.rb {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(0, 114, 170, 0.4);
  border-radius: 50px;
  padding: 6px 16px;
  font-size: 12.5px;
  color: #ffffff;
  font-weight: 600;
  font-family: monospace;
  letter-spacing: 0.5px;
}

/* Page Titles and Subtitles */
.pt,
.page-title,
.pt-title {
  font-size: 26px;
  font-weight: 800;
  color: #012217;
  margin-bottom: 6px;
  letter-spacing: -0.5px;
}

.sub,
.subtitle,
.sub-meta {
  font-size: 14px;
  color: #64748b;
  margin-bottom: 8px;
  line-height: 1.6;
}

.aline,
.arn-line,
.firm-arn-strip {
  font-size: 13px;
  font-weight: 700;
  color: var(--fw-primary, #0072AA);
  margin-bottom: 24px;
  padding-bottom: 12px;
  border-bottom: 2px solid #f1f5f9;
  font-family: monospace;
}

/* Section Headings */
h2.sh,
.sh,
.sec-head,
.part-head,
h2.section-header-compliance {
  font-size: 16px;
  font-weight: 800;
  color: #012217;
  margin: 32px 0 16px;
  border-bottom: 2px solid #f8fafc;
  border-left: 4px solid var(--fw-primary, #0072AA);
  padding: 6px 0 6px 14px;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  display: flex;
  align-items: center;
  background: linear-gradient(to right, rgba(0, 114, 170, 0.05), transparent);
  border-radius: 0 8px 8px 0;
}

.part-head {
  background: linear-gradient(to right, rgba(1, 34, 23, 0.08), transparent);
  border-left-color: #012217;
  font-size: 17px;
}

.sec-intro,
.bt,
.body-text {
  font-size: 14px;
  color: #475569;
  line-height: 1.7;
  margin-bottom: 16px;
}

/* Banners and Notice Boxes */
.warn-banner {
  background: linear-gradient(135deg, #1e1b18 0%, #2a1b18 100%);
  border-left: 5px solid #ef4444;
  padding: 20px 24px;
  border-radius: 0 12px 12px 0;
  margin-bottom: 24px;
  box-shadow: 0 4px 15px rgba(239, 68, 68, 0.1);
}

.warn-banner .wb-title {
  font-size: 15px;
  font-weight: 700;
  color: #fca5a5;
  margin-bottom: 8px;
}

.warn-banner p {
  font-size: 13.5px;
  color: #e2e8f0;
  line-height: 1.7;
  margin-bottom: 0;
}

.ibox,
.intro-box {
  background: #E8F4FB;
  border-left: 4px solid var(--fw-primary, #0072AA);
  padding: 18px 22px;
  font-size: 14px;
  color: #334155;
  margin-bottom: 24px;
  border-radius: 0 10px 10px 0;
  line-height: 1.75;
  box-shadow: 0 2px 10px rgba(0, 114, 170, 0.04);
}

.rbox,
.redbox {
  background: #fef2f2;
  border-left: 4px solid #ef4444;
  padding: 16px 20px;
  font-size: 13.5px;
  color: #374151;
  border-radius: 0 10px 10px 0;
  line-height: 1.7;
  margin: 18px 0;
}

.rbox strong,
.redbox strong {
  color: #dc2626;
  display: block;
  margin-bottom: 6px;
}

.gbox,
.amfi-note {
  background: #f0fdf4;
  border-left: 4px solid #16a34a;
  padding: 16px 20px;
  font-size: 13.5px;
  color: #166534;
  border-radius: 0 10px 10px 0;
  line-height: 1.7;
  margin: 18px 0;
}

.bbox,
.blue-box,
.note-box {
  background: #eff6ff;
  border-left: 4px solid #2563eb;
  padding: 16px 20px;
  font-size: 13.5px;
  color: #1e40af;
  border-radius: 0 10px 10px 0;
  margin: 18px 0;
  line-height: 1.7;
}

.ybox {
  background: #fffbeb;
  border-left: 4px solid #f59e0b;
  border-radius: 0 10px 10px 0;
  padding: 18px 22px;
  font-size: 14px;
  color: #78350f;
  margin: 20px 0;
  line-height: 1.7;
}

/* Compliance Tables (it, rt, tt, comm-table, coc-table, at, ft, lt, pp-table, gt, ct, cmp, pt, rtable, gtable, tat-table, dt, table-compliance) */
table.it,
table.rt,
table.tt,
table.comm-table,
table.coc-table,
table.at,
table.ft,
table.lt,
table.pp-table,
table.gt,
table.ct,
table.cmp,
table.pt,
table.rtable,
table.gtable,
table.tat-table,
table.dt,
table.table-compliance {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  margin: 20px 0;
  font-size: 13.5px;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(0, 0, 0, 0.02);
}

table.it th,
table.rt th,
table.tt th,
table.comm-table th,
table.coc-table th,
table.at th,
table.ft th,
table.lt th,
table.pp-table th,
table.gt th,
table.ct th,
table.cmp th,
table.pt th,
table.rtable th,
table.gtable th,
table.tat-table th,
table.dt th,
table.table-compliance th {
  background: #012217;
  color: #ffffff;
  padding: 13px 18px;
  font-weight: 700;
  font-size: 13px;
  text-align: left;
  border: none;
  letter-spacing: 0.3px;
}

table.it td,
table.rt td,
table.tt td,
table.comm-table td,
table.coc-table td,
table.at td,
table.ft td,
table.lt td,
table.pp-table td,
table.gt td,
table.ct td,
table.cmp td,
table.pt td,
table.rtable td,
table.gtable td,
table.tat-table td,
table.dt td,
table.table-compliance td {
  padding: 13px 18px;
  border-bottom: 1px solid #f1f5f9;
  color: #334155;
  vertical-align: top;
  line-height: 1.6;
}

table.it tr:last-child td,
table.rt tr:last-child td,
table.tt tr:last-child td,
table.comm-table tr:last-child td,
table.coc-table tr:last-child td,
table.at tr:last-child td,
table.ft tr:last-child td,
table.lt tr:last-child td,
table.pp-table tr:last-child td,
table.gt tr:last-child td,
table.ct tr:last-child td,
table.cmp tr:last-child td,
table.pt tr:last-child td,
table.rtable tr:last-child td,
table.gtable tr:last-child td,
table.tat-table tr:last-child td,
table.dt tr:last-child td,
table.table-compliance tr:last-child td {
  border-bottom: none;
}

table.it tr:nth-child(even) td,
table.rt tr:nth-child(even) td,
table.tt tr:nth-child(even) td,
table.comm-table tr:nth-child(even) td,
table.coc-table tr:nth-child(even) td,
table.at tr:nth-child(even) td,
table.ft tr:nth-child(even) td,
table.lt tr:nth-child(even) td,
table.pp-table tr:nth-child(even) td,
table.gt tr:nth-child(even) td,
table.ct tr:nth-child(even) td,
table.cmp tr:nth-child(even) td,
table.pt tr:nth-child(even) td,
table.rtable tr:nth-child(even) td,
table.gtable tr:nth-child(even) td,
table.tat-table tr:nth-child(even) td,
table.dt tr:nth-child(even) td,
table.table-compliance tr:nth-child(even) td {
  background: #f8fafc;
}

table.it tr:hover td,
table.rt tr:hover td,
table.tt tr:hover td,
table.comm-table tr:hover td,
table.coc-table tr:hover td,
table.at tr:hover td,
table.ft tr:hover td,
table.lt tr:hover td,
table.pp-table tr:hover td,
table.gt tr:hover td,
table.ct tr:hover td,
table.cmp tr:hover td,
table.pt tr:hover td,
table.rtable tr:hover td,
table.gtable tr:hover td,
table.tat-table tr:hover td,
table.dt tr:hover td,
table.table-compliance tr:hover td {
  background: #E8F4FB;
}

table.it td:first-child {
  padding: 12px 18px;
  font-weight: 700;
  color: #475569;
  font-size: 12.5px;
  text-transform: uppercase;
  letter-spacing: 0.4px;
  width: 200px;
  background: #f8fafc;
}

table.it td:last-child {
  color: #0f172a;
  font-size: 14px;
}

table.it td:last-child a,
table.rt td a,
table.lt td a {
  color: #2563eb;
  text-decoration: none;
  font-weight: 600;
}

table.it td:last-child a:hover,
table.rt td a:hover,
table.lt td a:hover {
  text-decoration: underline;
}

/* Badges */
.badge-active,
.ba {
  background: rgba(22, 163, 74, 0.12);
  color: #15803d;
  border: 1px solid rgba(22, 163, 74, 0.3);
  padding: 4px 12px;
  border-radius: 50px;
  font-size: 12px;
  font-weight: 700;
  display: inline-block;
}

.badge-inactive {
  background: rgba(239, 68, 68, 0.12);
  color: #b91c1c;
  border: 1px solid rgba(239, 68, 68, 0.3);
  padding: 4px 12px;
  border-radius: 50px;
  font-size: 12px;
  font-weight: 700;
  display: inline-block;
}

.dpdpa-badge {
  background: rgba(22, 163, 74, 0.12);
  color: #15803d;
  border: 1px solid rgba(22, 163, 74, 0.35);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 12.5px;
  font-weight: 700;
  display: inline-block;
  margin-bottom: 14px;
}

/* Lists */
.bl,
.bl-custom,
.rlist {
  list-style: none;
  padding: 0;
  margin: 0 0 20px;
}

.bl li,
.bl-custom li,
.rlist li {
  font-size: 14px;
  color: #334155;
  padding: 9px 0 9px 28px;
  position: relative;
  border-bottom: 1px solid #f1f5f9;
  line-height: 1.65;
}

.bl li:last-child,
.bl-custom li:last-child,
.rlist li:last-child {
  border-bottom: none;
}

.bl li:before,
.bl-custom li:before,
.rlist li:before {
  content: "✓";
  position: absolute;
  left: 4px;
  color: var(--fw-primary, #0072AA);
  font-weight: 800;
  font-size: 14px;
}

/* Partners & Directors Grid */
.partners-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 16px;
  margin: 18px 0;
}

.partner-card {
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 20px;
  background: #ffffff;
  border-left: 4px solid var(--fw-primary, #0072AA);
  box-shadow: 0 3px 12px rgba(0, 0, 0, 0.03);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.partner-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(1, 34, 23, 0.08);
}

.pc-role {
  font-size: 11px;
  font-weight: 700;
  color: var(--fw-primary, #0072AA);
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 4px;
}

.pc-name {
  font-size: 16px;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 4px;
}

.pc-euin {
  font-size: 12px;
  color: #475569;
  font-family: monospace;
  font-weight: 600;
}

.pc-nism {
  font-size: 12px;
  color: #16a34a;
  font-weight: 600;
}

/* Entity Card */
.entity-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 24px;
  margin: 18px 0;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
}

.ec-title {
  font-size: 14px;
  font-weight: 700;
  color: #012217;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 18px;
  padding-bottom: 10px;
  border-bottom: 2px solid #f1f5f9;
}

.ec-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 14px;
}

.ec-row {
  display: flex;
  flex-direction: column;
  gap: 4px;
  background: #f8fafc;
  padding: 12px 16px;
  border-radius: 8px;
  border: 1px solid #edf2f7;
}

.ec-label {
  font-size: 11px;
  font-weight: 700;
  color: #64748b;
  text-transform: uppercase;
  letter-spacing: 0.4px;
}

.ec-val {
  font-size: 13.5px;
  font-weight: 600;
  color: #0f172a;
  line-height: 1.5;
}

/* GRO Grievance Box & Card */
.gro-box,
.gro-card {
  background: linear-gradient(135deg, #012217 0%, #093325 100%);
  border-radius: 16px;
  padding: 28px;
  margin: 20px 0;
  border: 1px solid rgba(0, 114, 170, 0.35);
  color: #ffffff;
  box-shadow: 0 8px 24px rgba(1, 34, 23, 0.15);
}

.gro-box h4,
.gro-card h4 {
  color: #ffffff !important;
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 16px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
  padding-bottom: 10px;
}

.gb-title,
.gc-title {
  font-size: 14px;
  font-weight: 700;
  color: #f59e0b;
  text-transform: uppercase;
  letter-spacing: 0.6px;
  margin-bottom: 18px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  padding-bottom: 12px;
}

.gb-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 14px;
}

.gr,
.gc-row {
  background: rgba(255, 255, 255, 0.06);
  padding: 14px 18px;
  border-radius: 10px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  flex-direction: column;
  gap: 4px;
  margin-bottom: 8px;
}

.gro-row {
  display: grid;
  grid-template-columns: 180px 1fr;
  gap: 12px;
  padding: 10px 14px;
  background: rgba(255, 255, 255, 0.06);
  border-radius: 8px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  margin-bottom: 8px;
  align-items: center;
}

@media (max-width: 576px) {
  .gro-row {
    grid-template-columns: 1fr;
    gap: 4px;
  }
}

.gl,
.gc-label,
.gro-row .gl {
  font-size: 11.5px;
  font-weight: 700;
  color: #bae6fd;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.gv,
.gc-val,
.gro-row .gv {
  font-size: 13.5px;
  color: #ffffff;
  font-weight: 600;
}

.gv a,
.gc-val a,
.gro-row .gv a {
  color: #93c5fd;
  text-decoration: none;
  font-weight: 600;
}

.gv a:hover,
.gc-val a:hover {
  color: #ffffff;
  text-decoration: underline;
}

/* Escalation Step Row */
.esc-row {
  display: flex;
  gap: 12px;
  margin: 20px 0;
  flex-wrap: wrap;
}

.esc-step {
  flex: 1;
  min-width: 140px;
  padding: 16px 12px;
  text-align: center;
  border-radius: 12px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
  transition: transform 0.2s ease;
}

.esc-step:hover {
  transform: translateY(-4px);
}

.es-n {
  font-size: 15px;
  font-weight: 800;
  color: #ffffff;
  background: rgba(0, 0, 0, 0.25);
  width: 30px;
  height: 30px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 8px;
}

.esc-step h4 {
  font-size: 14px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 4px;
}

.esc-step p {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.9);
  margin-bottom: 0;
  line-height: 1.4;
}

/* Escalation Matrix Container & Levels (5-Level Escalation) */
.esc-container {
  display: flex;
  flex-direction: column;
  gap: 16px;
  margin: 24px 0;
}

.esc-level {
  display: flex;
  align-items: flex-start;
  gap: 20px;
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 22px 24px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.03);
  transition: all 0.25s ease;
  position: relative;
}

.esc-level:hover {
  transform: translateY(-2px);
  box-shadow: 0 10px 25px rgba(1, 34, 23, 0.08);
  border-color: rgba(0, 114, 170, 0.3);
}

.esc-num {
  width: 44px;
  height: 44px;
  min-width: 44px;
  border-radius: 12px;
  color: #ffffff !important;
  font-size: 18px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
  font-family: monospace;
}

.esc-body {
  flex: 1;
}

.esc-body h4 {
  font-size: 16px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 6px;
}

.esc-contact {
  font-size: 13.5px;
  font-weight: 600;
  color: #2563eb;
  margin-bottom: 6px;
}

.esc-contact a {
  color: #2563eb;
  text-decoration: none;
}

.esc-contact a:hover {
  text-decoration: underline;
}

.esc-time {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--fw-primary, #0072AA);
  background: #E8F4FB;
  display: inline-block;
  padding: 4px 12px;
  border-radius: 6px;
  margin-bottom: 8px;
  border: 1px solid rgba(0, 114, 170, 0.2);
}

.esc-desc {
  font-size: 13.5px;
  color: #475569;
  line-height: 1.6;
}

@media (max-width: 576px) {
  .esc-level {
    flex-direction: column;
    gap: 12px;
    padding: 16px;
  }
}

/* Last updated footer strip */
.lu,
.last-updated {
  margin-top: 32px;
  padding: 14px 18px;
  background: #f8fafc;
  border: 1px solid #edf2f7;
  border-radius: 10px;
  font-size: 12px;
  color: #64748b;
  font-family: monospace;
  text-align: center;
}

/* Steps Grid (01, 02, 03, 04) */
.steps-grid,
.step-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 16px;
  margin: 20px 0;
}

.step-card {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 22px;
  position: relative;
  transition: all 0.2s ease;
}

.step-card:hover {
  border-color: var(--fw-primary, #0072AA);
  background: #ffffff;
  box-shadow: 0 8px 24px rgba(1, 34, 23, 0.06);
  transform: translateY(-3px);
}

.step-card .sn {
  font-size: 20px;
  font-weight: 800;
  color: var(--fw-primary, #0072AA);
  margin-bottom: 10px;
}

.step-card h4 {
  font-size: 15px;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 8px;
}

.step-card p {
  font-size: 13px;
  color: #64748b;
  line-height: 1.6;
  margin-bottom: 0;
}

/* Commission Model Summary Strip */
.comm-model-strip {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 16px;
  margin: 24px 0;
}

.cms-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 20px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.02);
  transition: all 0.2s ease;
}

.cms-card:hover {
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(1, 34, 23, 0.06);
}

.cms-icon {
  width: 44px;
  height: 44px;
  min-width: 44px;
  border-radius: 10px;
  background: #E8F4FB;
  color: var(--fw-primary, #0072AA);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
}

.cms-content h5 {
  font-size: 14.5px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 4px;
}

.cms-content p {
  font-size: 12.5px;
  color: #64748b;
  margin-bottom: 0;
  line-height: 1.5;
}

/* Policy Grid & Policy Cards */
.policy-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 18px;
  margin: 24px 0;
}

.policy-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 24px;
  box-shadow: 0 3px 12px rgba(0, 0, 0, 0.03);
  transition: all 0.25s ease;
  position: relative;
  display: flex;
  flex-direction: column;
}

.policy-card:hover {
  border-color: var(--fw-primary, #0072AA);
  box-shadow: 0 8px 24px rgba(1, 34, 23, 0.08);
  transform: translateY(-3px);
}

.policy-card .pc-icon {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: #E8F4FB;
  color: var(--fw-primary, #0072AA);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-bottom: 16px;
}

.policy-card h4 {
  font-size: 16px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 8px;
  line-height: 1.4;
}

/* Policy Card Paragraph */
.policy-card p {
  font-size: 13.5px;
  color: #64748b;
  line-height: 1.6;
  margin-bottom: 0;
}

/* Code of Conduct Grid */
.conduct-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 20px;
  margin: 24px 0;
}

.conduct-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 24px;
  box-shadow: 0 3px 12px rgba(0, 0, 0, 0.03);
  transition: all 0.25s ease;
  position: relative;
  display: flex;
  flex-direction: column;
}

.conduct-card:hover {
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(1, 34, 23, 0.08);
}

.conduct-card-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 16px;
}

.conduct-card-top .cc-num {
  font-size: 13px;
  font-weight: 800;
  color: var(--fw-primary, #0072AA);
  background: #E8F4FB;
  padding: 4px 12px;
  border-radius: 20px;
  border: 1px solid rgba(0, 114, 170, 0.2);
}

.conduct-card-top .cc-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: #f1f5f9;
  color: #012217;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
}

.conduct-card h4 {
  font-size: 16px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 10px;
  line-height: 1.4;
}

.conduct-card .cc-main {
  font-size: 13.5px;
  color: #334155;
  line-height: 1.6;
  margin-bottom: 12px;
  flex: 1;
}

.conduct-card .cc-note {
  background: #f8fafc;
  border-left: 3px solid var(--fw-primary, #0072AA);
  padding: 10px 12px;
  border-radius: 0 8px 8px 0;
  font-size: 12px;
  color: #64748b;
  line-height: 1.5;
  margin-top: auto;
}

/* Expectations Grid */
.expect-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 16px;
  margin: 22px 0;
}

.expect-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 20px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.02);
  transition: all 0.2s ease;
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.expect-card:hover {
  border-color: #10b981;
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(16, 185, 129, 0.08);
}

.expect-card .ec-icon {
  width: 42px;
  height: 42px;
  min-width: 42px;
  border-radius: 10px;
  background: #ecfdf5;
  color: #059669;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
}

.expect-card h5 {
  font-size: 14.5px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 4px;
}

.expect-card p {
  font-size: 12.5px;
  color: #64748b;
  line-height: 1.5;
  margin-bottom: 0;
}

/* Formal Pledge Box */
.pledge-box {
  background: linear-gradient(135deg, #012217 0%, #063826 100%);
  border: 2px solid rgba(0, 114, 170, 0.4);
  border-radius: 16px;
  padding: 30px;
  color: #ffffff;
  margin: 28px 0;
  box-shadow: 0 10px 30px rgba(1, 34, 23, 0.15);
}

.pledge-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  padding-bottom: 16px;
  margin-bottom: 18px;
}

.pledge-header h3 {
  font-size: 18px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 0;
  display: flex;
  align-items: center;
  gap: 10px;
}

.pledge-points {
  list-style: none;
  padding: 0;
  margin: 16px 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 10px;
}

.pledge-points li {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.9);
  padding-left: 24px;
  position: relative;
  line-height: 1.5;
}

.pledge-points li:before {
  content: "✓";
  position: absolute;
  left: 0;
  color: #10b981;
  font-weight: 800;
  font-size: 14px;
}

.pledge-sign-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 16px;
  margin-top: 24px;
  padding-top: 18px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.pledge-sign-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 10px;
  padding: 16px 18px;
}

.pledge-sign-card h5 {
  font-size: 14.5px;
  font-weight: 700;
  color: #f59e0b;
  margin-bottom: 6px;
}

.pledge-sign-card p {
  font-size: 12.5px;
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.6;
  margin-bottom: 0;
}

/* Criteria Grid & Evaluation Cards */
.criteria-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 18px;
  margin: 22px 0;
}

.crit-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 22px 20px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.02);
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
}

.crit-card:hover {
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(1, 34, 23, 0.08);
}

.crit-card .ci {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: #E8F4FB;
  color: var(--fw-primary, #0072AA);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-bottom: 14px;
}

.crit-card h4 {
  font-size: 15px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 8px;
}

.crit-card p {
  font-size: 13px;
  color: #64748b;
  line-height: 1.6;
  margin-bottom: 0;
}

/* Fund Selection Matrix Table (table.ft) */
table.ft {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  margin: 20px 0;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  overflow: hidden;
  font-size: 13px;
}

table.ft thead th {
  background: #012217;
  color: #ffffff;
  padding: 14px 16px;
  font-weight: 700;
  font-size: 13px;
  text-align: left;
  border-bottom: 2px solid var(--fw-primary, #0072AA);
}

table.ft tbody td {
  padding: 14px 16px;
  border-bottom: 1px solid #edf2f7;
  color: #334155;
  vertical-align: top;
  line-height: 1.6;
}

table.ft tbody tr:last-child td {
  border-bottom: none;
}

table.ft tbody tr:nth-child(even) {
  background: #f8fafc;
}

table.ft tbody tr:hover {
  background: #E8F4FB;
}

/* Product Specific Selection Grid */
.product-policy-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 18px;
  margin: 22px 0;
}

.product-policy-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 24px;
  box-shadow: 0 3px 12px rgba(0, 0, 0, 0.03);
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
}

.product-policy-card:hover {
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(1, 34, 23, 0.08);
}

.product-policy-card .ppc-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 14px;
}

.product-policy-card .ppc-badge {
  font-size: 11px;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 20px;
}

.product-policy-card h4 {
  font-size: 16px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 12px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.product-policy-card ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.product-policy-card ul li {
  font-size: 13px;
  color: #475569;
  padding: 6px 0 6px 20px;
  position: relative;
  border-bottom: 1px dashed #e2e8f0;
  line-height: 1.5;
}

.product-policy-card ul li:last-child {
  border-bottom: none;
}

.product-policy-card ul li:before {
  content: "•";
  position: absolute;
  left: 4px;
  color: var(--fw-primary, #0072AA);
  font-weight: bold;
  font-size: 16px;
  line-height: 1;
}

/* Numbered Process Flow */
.process-flow {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin: 20px 0;
}

.process-flow-item {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 10px;
  padding: 16px 20px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
  transition: all 0.2s ease;
}

.process-flow-item:hover {
  border-color: var(--fw-primary, #0072AA);
  background: #E8F4FB;
  transform: translateX(4px);
}

.pfi-num {
  width: 32px;
  height: 32px;
  min-width: 32px;
  border-radius: 50%;
  background: var(--fw-primary, #0072AA);
  color: #ffffff;
  font-weight: 800;
  font-size: 13px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.pfi-content h5 {
  font-size: 14.5px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 4px;
}

.pfi-content p {
  font-size: 13px;
  color: #64748b;
  margin-bottom: 0;
  line-height: 1.5;
}

/* Prohibit Box */
.prohibit-box {
  background: #fff8f8;
  border: 1px solid #fecaca;
  border-left: 5px solid #ef4444;
  border-radius: 12px;
  padding: 24px;
  margin: 24px 0;
}

.prohibit-box h4 {
  font-size: 16px;
  font-weight: 700;
  color: #b91c1c;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.plist {
  list-style: none;
  padding: 0;
  margin: 0;
}

.plist li {
  font-size: 13.5px;
  color: #4b5563;
  padding: 7px 0 7px 26px;
  position: relative;
  border-bottom: 1px solid #fee2e2;
  line-height: 1.5;
}

.plist li:last-child {
  border-bottom: none;
}

.plist li:before {
  content: "✕";
  position: absolute;
  left: 4px;
  color: #ef4444;
  font-weight: 800;
  font-size: 13px;
}

/* Demand Note Card */
.demand-note {
  background: linear-gradient(135deg, #012217 0%, #083324 100%);
  border-radius: 14px;
  padding: 26px 28px;
  color: #ffffff;
  margin: 24px 0;
  border: 1px solid rgba(0, 114, 170, 0.3);
  box-shadow: 0 8px 24px rgba(1, 34, 23, 0.12);
}

.demand-note strong {
  color: #f59e0b;
  font-size: 15px;
  display: block;
  margin-bottom: 10px;
}

.demand-note p {
  font-size: 13.5px;
  color: rgba(255, 255, 255, 0.9);
  line-height: 1.7;
  margin-bottom: 14px;
}

.demand-note .contact-line {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 8px;
  padding: 10px 16px;
  font-size: 13px;
  color: #ffffff;
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
}

.demand-note .contact-line a {
  color: #93c5fd;
  text-decoration: none;
  font-weight: 600;
}

.demand-note .contact-line a:hover {
  text-decoration: underline;
}

/* Verification Cards Grid */
.verify-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
  margin: 20px 0;
}

.verify-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 20px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.02);
  transition: all 0.2s ease;
  display: flex;
  flex-direction: column;
}

.verify-card:hover {
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(1, 34, 23, 0.06);
}

.verify-card h5 {
  font-size: 14.5px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.verify-card p {
  font-size: 12.5px;
  color: #64748b;
  line-height: 1.5;
  margin-bottom: 12px;
  flex: 1;
}

.verify-card a {
  font-size: 12px;
  font-weight: 700;
  color: var(--fw-primary, #0072AA);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.verify-card a:hover {
  text-decoration: underline;
}

/* AMC Display Grid */
.amc-disp-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 10px;
  margin: 16px 0;
}

.amc-disp-item {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 8px;
  padding: 11px 16px;
  font-size: 13px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: all 0.2s ease;
}

.amc-disp-item:hover {
  border-color: var(--fw-primary, #0072AA);
  transform: translateX(4px);
  background: #E8F4FB;
}

.ai-name {
  font-weight: 600;
  color: #1e293b;
  font-size: 13px;
}

.ai-sebi {
  font-size: 11.5px;
  color: #16a34a;
  font-weight: 700;
  font-family: monospace;
}

/* Stats Row */
.stats-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 14px;
  margin: 20px 0;
}

.sc {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 18px 14px;
  text-align: center;
  border-top: 4px solid var(--fw-primary, #0072AA);
}

.sv {
  font-size: 26px;
  font-weight: 800;
  color: #012217;
  margin-bottom: 4px;
}

.sl {
  font-size: 12px;
  font-weight: 600;
  color: #64748b;
  text-transform: uppercase;
}

/* Category Grid & Cards (AIF/PMS) */
.cat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 18px;
  margin: 20px 0;
}

.cat-card {
  border-radius: 14px;
  overflow: hidden;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.04);
  border: 1px solid #e2e8f0;
  background: #ffffff;
}

.cat-card .cc-head {
  padding: 14px 18px;
  color: #ffffff;
  font-weight: 700;
  font-size: 14px;
}

.cat-card .cc-body {
  padding: 18px;
  background: #ffffff;
}

.cat-card .cc-sub {
  font-size: 12px;
  color: #64748b;
  margin-bottom: 10px;
  font-style: italic;
}

.cat-card .cc-desc {
  font-size: 13px;
  color: #334155;
  line-height: 1.6;
  margin-bottom: 10px;
}

.cat-card .cc-eg {
  font-size: 12px;
  color: var(--fw-primary, #0072AA);
  font-weight: 600;
}

/* Doc Cards (SID/SAI/KIM) */
.doc-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
  margin: 24px 0;
}

.doc-card {
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  overflow: hidden;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.04);
  background: #ffffff;
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
}

.doc-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 10px 25px rgba(1, 34, 23, 0.08);
}

.doc-card.sid-card:hover {
  border-color: var(--fw-primary, #0072AA);
}

.doc-card.sai-card:hover {
  border-color: #10b981;
}

.doc-card.kim-card:hover {
  border-color: #3b82f6;
}

.doc-card .dc-head {
  padding: 16px 20px;
  color: #ffffff;
  font-weight: 700;
  font-size: 16px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.doc-card .dc-body {
  padding: 20px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.doc-card .dc-full {
  font-size: 15px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 8px;
}

.doc-card .dc-desc {
  font-size: 13px;
  color: #64748b;
  line-height: 1.6;
  margin-bottom: 16px;
  flex: 1;
}

.doc-card .dc-badge {
  display: inline-block;
  padding: 4px 14px;
  border-radius: 50px;
  font-size: 11.5px;
  font-weight: 700;
  margin-top: auto;
}

/* Comparison Table (table.ct) */
table.ct {
  width: 100%;
  border-collapse: separate;
  border-spacing: 0;
  margin: 22px 0;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  overflow: hidden;
  font-size: 13px;
}

table.ct thead th {
  background: #012217;
  color: #ffffff;
  padding: 14px 16px;
  font-weight: 700;
  font-size: 13px;
  text-align: left;
}

table.ct thead th:nth-child(2) {
  border-top: 3px solid var(--fw-primary, #0072AA);
}

table.ct thead th:nth-child(3) {
  border-top: 3px solid #10b981;
}

table.ct thead th:nth-child(4) {
  border-top: 3px solid #3b82f6;
}

table.ct tbody td {
  padding: 12px 16px;
  border-bottom: 1px solid #edf2f7;
  color: #334155;
  vertical-align: middle;
  line-height: 1.5;
}

table.ct tbody tr:last-child td {
  border-bottom: none;
}

table.ct tbody tr:nth-child(even) {
  background: #f8fafc;
}

table.ct tbody tr:hover {
  background: #E8F4FB;
}

table.ct tbody td:first-child {
  font-weight: 700;
  color: #012217;
}

/* Document Detail Feature Grid */
.doc-detail-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 12px;
  margin: 18px 0;
}

.doc-detail-item {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 10px;
  padding: 14px 16px;
  transition: all 0.2s ease;
}

.doc-detail-item:hover {
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(1, 34, 23, 0.05);
}

.doc-detail-item h5 {
  font-size: 13.5px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 4px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.doc-detail-item p {
  font-size: 12px;
  color: #64748b;
  line-height: 1.5;
  margin-bottom: 0;
}

/* Access Channels Grid */
.access-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 16px;
  margin: 22px 0;
}

.acc-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 20px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.02);
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
}

.acc-card:hover {
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-3px);
  box-shadow: 0 8px 20px rgba(1, 34, 23, 0.06);
}

.acc-card .ac-src {
  font-size: 14.5px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.acc-card .ac-url a {
  color: var(--fw-primary, #0072AA);
  text-decoration: none;
  font-size: 12.5px;
  font-weight: 700;
  display: inline-block;
  margin-bottom: 8px;
}

.acc-card .ac-url a:hover {
  text-decoration: underline;
}

.acc-card .ac-desc {
  font-size: 12.5px;
  color: #64748b;
  line-height: 1.5;
  margin-bottom: 0;
}

/* Official Documents Box & Link Items */
.official-box {
  background: linear-gradient(135deg, #012217 0%, #093325 100%);
  border-radius: 16px;
  padding: 28px;
  margin: 24px 0;
  border: 1px solid rgba(0, 114, 170, 0.4);
  color: #ffffff;
}

.ob-badge {
  display: inline-block;
  background: rgba(0, 114, 170, 0.2);
  color: #fca5a5;
  border: 1px solid rgba(0, 114, 170, 0.4);
  padding: 4px 12px;
  border-radius: 50px;
  font-size: 11.5px;
  font-weight: 700;
  margin-bottom: 12px;
}

.official-box h3 {
  font-size: 20px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 8px;
}

.ob-sub {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 20px;
}

.doc-links {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 14px;
}

.dl-item {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 10px;
  padding: 16px;
}

.dli-org {
  font-size: 11px;
  font-weight: 700;
  color: #f59e0b;
  text-transform: uppercase;
  margin-bottom: 4px;
}

.dli-title {
  font-size: 14px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 6px;
}

.dli-url a {
  color: #93c5fd;
  text-decoration: none;
  font-size: 13px;
  font-weight: 600;
}

.dli-url a:hover {
  text-decoration: underline;
}

.dli-desc {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.65);
  margin-top: 6px;
  line-height: 1.5;
}

/* Vision, Mission & Values Grid */
.vm-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 18px;
  margin: 22px 0;
}

.vm-card {
  border-radius: 14px;
  padding: 24px;
  box-shadow: 0 3px 12px rgba(0, 0, 0, 0.03);
  transition: all 0.25s ease;
  display: flex;
  flex-direction: column;
}

.vm-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(1, 34, 23, 0.08);
}

.vm-card .vc-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: #ffffff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  margin-bottom: 14px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.05);
}

.vm-card h3 {
  font-size: 16.5px;
  font-weight: 700;
  margin-bottom: 8px;
}

.vm-card p {
  font-size: 13.5px;
  line-height: 1.6;
  margin-bottom: 0;
}

/* Rights of Investors Grid */
.rights-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 16px;
  margin: 22px 0;
}

.right-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 20px;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.02);
  transition: all 0.2s ease;
  display: flex;
  align-items: flex-start;
  gap: 14px;
}

.right-card:hover {
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-2px);
  box-shadow: 0 6px 18px rgba(1, 34, 23, 0.06);
}

.right-card .rc-num {
  width: 34px;
  height: 34px;
  min-width: 34px;
  border-radius: 8px;
  background: #E8F4FB;
  color: var(--fw-primary, #0072AA);
  font-weight: 800;
  font-size: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.right-card h4 {
  font-size: 14.5px;
  font-weight: 700;
  color: #012217;
  margin-bottom: 4px;
}

.right-card p {
  font-size: 12.5px;
  color: #64748b;
  line-height: 1.5;
  margin-bottom: 0;
}

/* Escalation Matrix Row */
.esc-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 14px;
  margin: 22px 0;
}

.esc-card {
  border-radius: 12px;
  padding: 20px 16px;
  color: #ffffff;
  text-align: center;
  transition: all 0.25s ease;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.08);
  display: flex;
  flex-direction: column;
  align-items: center;
}

.esc-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
}

.esc-card .en {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.2);
  border: 1px solid rgba(255, 255, 255, 0.4);
  font-weight: 800;
  font-size: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 10px;
}

.esc-card h4 {
  font-size: 14px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 6px;
}

.esc-card p {
  font-size: 11.5px;
  color: rgba(255, 255, 255, 0.95);
  line-height: 1.5;
  margin-bottom: 0;
}

.esc-card:nth-child(1), .esc-step:nth-child(1) { background: linear-gradient(135deg, #0072AA 0%, #005b88 100%); }
.esc-card:nth-child(2), .esc-step:nth-child(2) { background: linear-gradient(135deg, #005b88 0%, #c2410c 100%); }
.esc-card:nth-child(3), .esc-step:nth-child(3) { background: linear-gradient(135deg, #8b5cf6 0%, #7c3aed 100%); }
.esc-card:nth-child(4), .esc-step:nth-child(4) { background: linear-gradient(135deg, #3b82f6 0%, #1d4ed8 100%); }
.esc-card:nth-child(5), .esc-step:nth-child(5) { background: linear-gradient(135deg, #10b981 0%, #059669 100%); }

/* Link Cards (important-links) */
.link-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 14px;
  margin: 18px 0;
}

.lcard {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 18px;
  transition: all 0.2s ease;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.02);
}

.lcard.highlight {
  border-left: 4px solid var(--fw-primary, #0072AA);
}

.lcard:hover {
  transform: translateY(-3px);
  border-color: var(--fw-primary, #0072AA);
  box-shadow: 0 8px 20px rgba(1, 34, 23, 0.06);
}

.lc-name {
  font-size: 14px;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 6px;
}

.lc-url a {
  color: #2563eb;
  text-decoration: none;
  font-size: 12.5px;
  word-break: break-all;
  font-weight: 600;
}

.lc-url a:hover {
  text-decoration: underline;
}

.lc-desc {
  font-size: 12px;
  color: #64748b;
  margin-top: 6px;
  line-height: 1.5;
}

/* Social Wrap & Buttons */
.social-wrap {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 18px 0;
}

.soc-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 18px;
  border-radius: 50px;
  font-size: 13px;
  font-weight: 700;
  text-decoration: none;
  border: 1px solid #e2e8f0;
  color: #1e293b;
  background: #f8fafc;
  transition: all 0.2s ease;
}

.soc-btn:hover {
  background: var(--fw-primary, #0072AA);
  color: #ffffff;
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-2px);
  box-shadow: 0 4px 14px rgba(0, 114, 170, 0.25);
}

/* Verify Box */
.verify-box {
  background: linear-gradient(135deg, #012217 0%, #063826 100%);
  border: 2px solid var(--fw-primary, #0072AA);
  border-radius: 16px;
  padding: 24px 28px;
  margin: 24px 0;
  box-shadow: 0 8px 24px rgba(1, 34, 23, 0.15);
  color: #ffffff;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.verify-box h3,
.verify-box .vb-title {
  grid-column: 1 / -1;
  font-size: 16px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 6px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.verify-box>p:not(.disc-para),
.verify-box .vb-sub {
  grid-column: 1 / -1;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 12px;
  line-height: 1.5;
}

.verify-box .verify-grid {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.verify-item {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 10px;
  padding: 16px 14px;
  transition: all 0.2s ease;
  display: flex;
  flex-direction: column;
  justify-content: center;
  text-align: center;
}

.verify-item:hover {
  background: rgba(255, 255, 255, 0.14);
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-2px);
}

.vi-org {
  font-size: 11px;
  font-weight: 700;
  color: #f59e0b;
  text-transform: uppercase;
  margin-bottom: 4px;
}

.vi-url a {
  color: #93c5fd;
  text-decoration: none;
  font-size: 12.5px;
  font-weight: 700;
  display: block;
}

.vi-url a:hover {
  color: #ffffff;
  text-decoration: underline;
}

.vi-desc {
  font-size: 11px;
  color: rgba(255, 255, 255, 0.7);
  margin-top: 4px;
  line-height: 1.4;
}

.vi {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 10px;
  padding: 16px 14px;
  text-align: center;
  transition: all 0.2s ease;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
}

.vi:hover {
  background: rgba(255, 255, 255, 0.14);
  border-color: var(--fw-primary, #0072AA);
  transform: translateY(-2px);
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.2);
}

.vi a {
  color: #93c5fd;
  text-decoration: none;
  font-size: 13.5px;
  font-weight: 700;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  margin-bottom: 4px;
}

.vi a:hover {
  color: #ffffff;
  text-decoration: underline;
}

.vi p {
  font-size: 11.5px;
  color: rgba(255, 255, 255, 0.75);
  margin-bottom: 0;
  line-height: 1.4;
}

@media (max-width: 992px) {

  .verify-box,
  .verify-box .verify-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 576px) {

  .verify-box,
  .verify-box .verify-grid {
    grid-template-columns: 1fr;
  }
}

.lu {
  font-size: 11.5px;
  color: #64748b;
  margin-top: 20px;
  padding-top: 12px;
  border-top: 1px solid #e2e8f0;
  font-family: monospace;
}

/* Disclaimer Strip */
.disc-strip {
  background: #061510;
  border-radius: 14px;
  padding: 28px 32px;
  margin: 32px 0 16px;
  border: 1px solid rgba(255, 255, 255, 0.08);
}

.disc-para {
  font-size: 12.5px;
  color: rgba(255, 255, 255, 0.65);
  line-height: 1.8;
  margin-bottom: 12px;
  text-align: justify;
}

.disc-para:last-child {
  margin-bottom: 0;
}

.disc-para strong {
  color: rgba(255, 255, 255, 0.95);
  font-weight: 700;
}

/* Bottom Strip */
.pg-bottom {
  background: #012217;
  padding: 16px 24px;
  border-radius: 10px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 20px;
}

.pb-left {
  font-size: 12px;
  color: rgba(255, 255, 255, 0.6);
}

.pb-links {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.pb-links a {
  font-size: 12px;
  color: var(--fw-primary, #0072AA);
  text-decoration: none;
  font-weight: 600;
}

.pb-links a:hover {
  text-decoration: underline;
}

/* -------------------------------------------------------------
   3. Service & Product Cards / Detail Pages
   ------------------------------------------------------------- */
.catalog-card {
  background: #ffffff;
  border-radius: 16px;
  border: 1px solid #eef0f3;
  padding: 28px 24px;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: all 0.3s cubic-bezier(0.165, 0.84, 0.44, 1);
  position: relative;
  overflow: hidden;
  box-shadow: 0 4px 18px rgba(0, 0, 0, 0.03);
}

.catalog-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 14px 30px rgba(0, 0, 0, 0.08);
  border-color: rgba(0, 114, 170, 0.3);
}

.catalog-card .catalog-icon-wrapper {
  width: 58px;
  height: 58px;
  border-radius: 12px;
  background: var(--fw-primary-light);
  color: var(--fw-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: 20px;
  transition: all 0.3s ease;
}

.catalog-card:hover .catalog-icon-wrapper {
  background: var(--fw-primary);
  color: #ffffff;
}

.catalog-card .catalog-badge {
  display: inline-block;
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  padding: 3px 10px;
  border-radius: 20px;
  background: #f3f4f6;
  color: #4b5563;
  margin-bottom: 12px;
}

.catalog-card .catalog-title {
  font-size: 1.25rem;
  font-weight: 700;
  margin-bottom: 10px;
  color: #111827;
  font-family: 'DM Sans', sans-serif;
}

.catalog-card .catalog-desc {
  font-size: 0.92rem;
  color: #6b7280;
  line-height: 1.6;
  margin-bottom: 20px;
  flex-grow: 1;
}

.catalog-card .catalog-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--fw-primary);
  text-decoration: none;
  transition: gap 0.2s ease;
}

.catalog-card .catalog-btn:hover {
  gap: 12px;
  color: var(--fw-primary-hover);
}

.detail-header-badge {
  display: inline-block;
  background: var(--fw-primary-light);
  color: var(--fw-primary);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 30px;
  margin-bottom: 16px;
}

.detail-feature-card {
  background: #f9fafb;
  border: 1px solid #e5e7eb;
  border-radius: 12px;
  padding: 20px;
  height: 100%;
}

.detail-feature-card i {
  font-size: 24px;
  color: var(--fw-primary);
  margin-bottom: 12px;
}

.detail-feature-card h5 {
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 6px;
  color: #111827;
}

.detail-feature-card p {
  font-size: 13px;
  color: #6b7280;
  margin-bottom: 0;
  line-height: 1.5;
}

.detail-sidebar {
  background: #ffffff;
  border: 1px solid #e5e7eb;
  border-radius: 16px;
  padding: 26px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
}

.detail-sidebar h4 {
  font-size: 18px;
  font-weight: 700;
  margin-bottom: 18px;
  color: #111827;
  border-bottom: 2px solid var(--fw-primary-light);
  padding-bottom: 10px;
}

.detail-sidebar ul {
  list-style: none;
  padding: 0;
  margin: 0;
}

.detail-sidebar ul li {
  margin-bottom: 10px;
}

.detail-sidebar ul li a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 14px;
  border-radius: 8px;
  background: #f9fafb;
  color: #374151;
  text-decoration: none;
  font-size: 13.5px;
  font-weight: 500;
  transition: all 0.2s ease;
}

.detail-sidebar ul li a:hover,
.detail-sidebar ul li a.active {
  background: var(--fw-primary);
  color: #ffffff;
}

/* -------------------------------------------------------------
   4. Financial Calculators Styling
   ------------------------------------------------------------- */
.calc-wrapper {
  background: #ffffff;
  border-radius: 20px;
  border: 1px solid #e5e7eb;
  box-shadow: 0 10px 30px rgba(0, 0, 0, 0.05);
  overflow: hidden;
}

.calc-card-hub {
  background: #ffffff;
  border-radius: 16px;
  border: 1px solid #eef0f3;
  padding: 24px;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: all 0.3s ease;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.03);
}

.calc-card-hub:hover {
  transform: translateY(-5px);
  border-color: var(--fw-primary);
  box-shadow: 0 12px 24px rgba(0, 114, 170, 0.12);
}

.calc-card-hub .icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: #E8F4FB;
  color: var(--fw-primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 16px;
}

.calc-input-group {
  margin-bottom: 24px;
}

.calc-input-group label {
  font-weight: 600;
  color: #374151;
  font-size: 14px;
  margin-bottom: 8px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.calc-input-group .value-badge {
  background: #E8F4FB;
  color: var(--fw-primary);
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 8px;
  font-size: 14px;
}

.calc-slider {
  -webkit-appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 5px;
  background: #e5e7eb;
  outline: none;
  margin-top: 10px;
}

.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--fw-primary);
  cursor: pointer;
  box-shadow: 0 2px 6px rgba(0, 114, 170, 0.4);
  transition: transform 0.1s ease;
}

.calc-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.calc-result-box {
  background: linear-gradient(135deg, #012217 0%, #0a3324 100%);
  color: #ffffff;
  border-radius: 16px;
  padding: 30px 24px;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.calc-result-item {
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  padding: 14px 0;
}

.calc-result-item:last-child {
  border-bottom: none;
}

.calc-result-item .label {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.7);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.calc-result-item .value {
  font-size: 22px;
  font-weight: 700;
  color: #ffffff;
  font-family: 'Unbounded', sans-serif;
  margin-top: 4px;
}

.calc-result-item .value.highlight {
  color: var(--fw-primary);
  font-size: 26px;
}

/* -------------------------------------------------------------
   5. Mandatory Regulatory Footer & Floating Elements
   ------------------------------------------------------------- */
.footer-disclaimer-strip {
  background: #011b12;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  padding: 24px 0;
  color: #9ca3af;
  font-size: 12px;
  line-height: 1.7;
}

.fw-float-stack {
  position: fixed !important;
  right: 24px !important;
  bottom: 24px !important;
  display: flex !important;
  flex-direction: column !important;
  align-items: center !important;
  gap: 12px !important;
  z-index: 99999 !important;
}

.fw-float-btn {
  position: relative !important;
  width: 50px !important;
  height: 50px !important;
  display: flex !important;
  align-items: center !important;
  justify-content: center !important;
  border: none !important;
  border-radius: 50% !important;
  font-size: 24px !important;
  line-height: 1 !important;
  cursor: pointer !important;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.25) !important;
  transition: transform 0.3s ease, background-color 0.3s ease, opacity 0.3s ease, visibility 0.3s ease, box-shadow 0.3s ease !important;
  text-decoration: none !important;
}

.fw-float-btn:hover {
  transform: translateY(-3px) scale(1.08) !important;
  box-shadow: 0 6px 22px rgba(0, 0, 0, 0.35) !important;
}

.fw-float-whatsapp {
  background-color: #25d366 !important;
  color: #ffffff !important;
}

.fw-float-whatsapp:hover {
  background-color: #1ebe5a !important;
  color: #ffffff !important;
}

.fw-float-scroll {
  background-color: var(--color-primary, #0072AA) !important;
  color: #ffffff !important;
  font-size: 18px !important;
  opacity: 0 !important;
  visibility: hidden !important;
  transform: translateY(12px) scale(0.85) !important;
  pointer-events: none !important;
}

.fw-float-scroll.active {
  opacity: 1 !important;
  visibility: visible !important;
  transform: translateY(0) scale(1) !important;
  pointer-events: auto !important;
}

.fw-float-scroll:hover {
  background-color: var(--color-secondary, #012217) !important;
  color: #ffffff !important;
}

.fw-float-tip {
  position: absolute !important;
  right: calc(100% + 12px) !important;
  top: 50% !important;
  transform: translateY(-50%) translateX(6px) !important;
  white-space: nowrap !important;
  font-size: 12px !important;
  font-weight: 600 !important;
  line-height: normal !important;
  color: #ffffff !important;
  background-color: #012217 !important;
  border-radius: 6px !important;
  padding: 6px 12px !important;
  opacity: 0 !important;
  visibility: hidden !important;
  pointer-events: none !important;
  transition: all 0.25s ease-in-out !important;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.25) !important;
}

.fw-float-tip:after {
  content: '' !important;
  position: absolute !important;
  left: 100% !important;
  top: 50% !important;
  transform: translateY(-50%) !important;
  border: 5px solid transparent !important;
  border-left-color: #012217 !important;
}

.fw-float-btn:hover .fw-float-tip {
  opacity: 1 !important;
  visibility: visible !important;
  transform: translateY(-50%) translateX(0) !important;
}

@media (max-width: 767px) {
  .fw-float-stack {
    right: 16px !important;
    bottom: 16px !important;
    gap: 10px !important;
  }

  .fw-float-btn {
    width: 44px !important;
    height: 44px !important;
    font-size: 20px !important;
  }

  .fw-float-scroll {
    font-size: 16px !important;
  }
}

.compliance-container {
  padding: 24px 18px;
}

.pt-title {
  font-size: 20px;
}


/* -------------------------------------------------------------
   Footer High-Contrast Theme Enhancements
   ------------------------------------------------------------- */
.footer {
  background-color: #04140e !important;
  color: #e2e8f0 !important;
}

.footer .footer-primary {
  background-color: #04140e !important;
  padding: 60px 0 40px !important;
}

.footer .footer-widget-title {
  color: #ffffff !important;
  font-size: 16px !important;
  font-weight: 700 !important;
  text-transform: uppercase !important;
  letter-spacing: 0.5px !important;
  margin-bottom: 20px !important;
}

.footer .footer-widget-about p {
  color: #cbd5e1 !important;
}

.footer .footer-widget-nav .footer-nav-list li a {
  color: #cbd5e1 !important;
  font-size: 14px !important;
  text-decoration: none !important;
  transition: all 0.25s ease !important;
  display: inline-block;
}

.footer .footer-widget-nav .footer-nav-list li a:hover {
  color: var(--fw-primary) !important;
  padding-left: 6px !important;
}

.footer .contact-list li,
.footer .contact-list li span,
.footer .contact-list li a {
  color: #cbd5e1 !important;
  text-decoration: none !important;
}

.footer .contact-list li a:hover {
  color: var(--fw-primary) !important;
}

.footer .footer-disclaimer-strip {
  background: #020c08 !important;
  border-top: 1px solid rgba(255, 255, 255, 0.12) !important;
  border-bottom: 1px solid rgba(255, 255, 255, 0.12) !important;
  padding: 28px 0 !important;
  color: #e2e8f0 !important;
}

.footer .footer-disclaimer-strip p {
  color: #cbd5e1 !important;
  font-size: 12px !important;
  line-height: 1.75 !important;
}

.footer .footer-disclaimer-strip strong {
  color: #ffffff !important;
}

.footer .footer-bottom {
  background-color: #010604 !important;
  border-top: 1px solid rgba(255, 255, 255, 0.08) !important;
  padding: 18px 0 !important;
  color: #cbd5e1 !important;
}

.footer .footer-bottom a {
  color: #cbd5e1 !important;
  text-decoration: none !important;
  transition: color 0.2s ease !important;
}

.footer .footer-bottom a:hover {
  color: var(--fw-primary) !important;
}


/* =============================================================
   FINANCIAL CALCULATORS SYSTEM STYLES
============================================================= */

/* =============================================================
   FINANCIAL CALCULATORS SYSTEM STYLES
============================================================= */
.calculator-page-section {
  background-color: #f8fafc;
  padding: 60px 0 80px;
}

.calc-header-box {
  background: linear-gradient(135deg, #0072AA 0%, #005b88 100%);
  color: #ffffff;
  padding: 24px 30px;
  border-radius: 16px;
  margin-bottom: 30px;
  box-shadow: 0 10px 25px rgba(0, 114, 170, 0.25);
}

.calc-header-box h1,
.calc-header-box h2,
.calc-header-box h3 {
  font-size: 24px;
  font-weight: 700;
  color: #ffffff;
  margin-bottom: 6px;
  display: flex;
  align-items: center;
}

.calc-header-box p {
  color: rgba(255, 255, 255, 0.92);
  font-size: 14px;
  margin-bottom: 0;
}

.input-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 28px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
}

.result-card {
  background: #f1f5f9;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 14px 10px;
  text-align: center;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.result-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
}

.result-card .result-label {
  font-size: 11px;
  text-transform: uppercase;
  font-weight: 600;
  letter-spacing: 0.5px;
  color: #64748b;
  margin-bottom: 4px;
}

.result-card .result-val {
  font-size: 18px;
  font-weight: 700;
  color: #0f172a;
  font-family: 'DM Sans', sans-serif;
  word-break: break-word;
}

.input-group-custom {
  margin-bottom: 22px;
}

.input-group-custom .input-label {
  font-size: 14px;
  font-weight: 600;
  color: #1e293b;
}

/* Remove duplicate background icon from Bootstrap select inside theme nice-select & vertically center text */
.nice-select.form-select,
.nice-select {
  background-image: none !important;
  border: 1.5px solid #cbd5e1 !important;
  border-radius: 8px !important;
  background-color: #ffffff !important;
  height: 38px !important;
  min-height: 38px !important;
  max-height: 38px !important;
  padding: 0 32px 0 14px !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: flex-start !important;
  line-height: 1 !important;
  box-sizing: border-box !important;
  float: none !important;
}

.nice-select .current {
  display: inline-block !important;
  line-height: 1.2 !important;
  margin: 0 !important;
  padding: 0 !important;
  font-size: 13.5px !important;
  font-weight: 600 !important;
  color: #0f172a !important;
}

.nice-select:hover,
.nice-select.open,
.nice-select:focus {
  border-color: var(--color-primary, #0072AA) !important;
}

.nice-select:after {
  top: 50% !important;
  margin-top: -3px !important;
  border-bottom: 2px solid #64748b !important;
  border-right: 2px solid #64748b !important;
  width: 6px !important;
  height: 6px !important;
  right: 12px !important;
}

/* Calculator numeric boxed input */
.input-group-custom .form-control {
  border: 1px solid #cbd5e1 !important;
  background-color: #f8fafc !important;
  border-radius: 8px !important;
  padding: 6px 12px !important;
  height: 40px !important;
  font-weight: 700 !important;
  font-size: 14.5px !important;
  color: #0f172a !important;
  width: 100%;
  transition: all 0.2s ease !important;
}

.input-group-custom .form-control.text-end,
.input-group-custom .form-control.w-40,
.d-flex.justify-content-between .form-control {
  max-width: 130px;
  text-align: right !important;
  height: 36px !important;
  padding: 4px 10px !important;
}

.input-group-custom .form-control:focus {
  background-color: #ffffff !important;
  border-color: var(--color-primary, #0072AA) !important;
  box-shadow: 0 0 0 2px rgba(0, 114, 170, 0.2) !important;
}

.form-range {
  width: 100%;
  height: 6px;
  background-color: #e2e8f0;
  border-radius: 6px;
  outline: none;
  cursor: pointer;
  accent-color: var(--color-primary, #0072AA);
  margin-top: 6px;
}

.form-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--color-primary, #0072AA);
  border: 2px solid #ffffff;
  box-shadow: 0 2px 6px rgba(0, 114, 170, 0.4);
  cursor: pointer;
}

.form-range::-moz-range-thumb {
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--color-primary, #0072AA);
  border: 2px solid #ffffff;
  box-shadow: 0 2px 6px rgba(0, 114, 170, 0.4);
  cursor: pointer;
}

.copy-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 28px;
  margin-bottom: 28px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.04);
}

.copy-card h4 {
  font-size: 20px;
  font-weight: 700;
  color: #0f172a;
  margin-bottom: 14px;
}

.copy-card p {
  color: #475569;
  font-size: 14px;
  line-height: 1.7;
}

.calc-disclaimer-box {
  margin-top: 28px !important;
  margin-bottom: 24px !important;
  background: #f8fafc !important;
  border: 1px solid #e2e8f0 !important;
  border-radius: 14px !important;
  padding: 22px 26px !important;
}

.calc-card-hub {
  background: #ffffff;
  border-radius: 16px;
  border: 1px solid #e2e8f0;
  padding: 24px;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: all 0.3s ease;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.03);
}

.calc-card-hub:hover {
  transform: translateY(-4px);
  border-color: var(--color-primary, #0072AA);
  box-shadow: 0 10px 24px rgba(0, 114, 170, 0.12);
}

.calc-card-hub .icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: rgba(0, 114, 170, 0.1);
  color: var(--color-primary, #0072AA);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 16px;
}

.fw-brand-logo {
  color: #ffffff;
  transition: color 0.3s ease;
}

.is-sticky .fw-brand-logo {
  color: var(--color-secondary, #012217) !important;
}

.max-w-700 {
  max-width: 700px;
}

/* Footer Social Circles */
.footer-social-icon {
  width: 38px !important;
  height: 38px !important;
  min-width: 38px !important;
  min-height: 38px !important;
  max-width: 38px !important;
  max-height: 38px !important;
  border-radius: 50% !important;
  border: 1.5px solid rgba(255, 255, 255, 0.4) !important;
  color: #ffffff !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  padding: 0 !important;
  margin: 0 !important;
  text-decoration: none !important;
  transition: all 0.25s ease !important;
  flex-shrink: 0 !important;
  font-size: 15px !important;
  line-height: 1 !important;
  box-sizing: border-box !important;
}

.footer-social-icon:hover {
  background: var(--fw-primary, #0072AA) !important;
  border-color: var(--fw-primary, #0072AA) !important;
  color: #ffffff !important;
  transform: translateY(-2px);
  box-shadow: 0 4px 12px rgba(0, 114, 170, 0.35);
}

/* ==========================================================================
   PAGE TITLE & HEADER BRAND GRADIENT (Enhanced Logo Visibility & Contrast)
   ========================================================================== */

/* Replace distracting bright/grey background image with rich brand gradient */
[class*=page-title],
.page-title-layout4,
.page-title-layout5,
.page-title-layout6,
.page-title-layout7 {
    background-color: #012217 !important;
    background-image: 
        radial-gradient(circle at 90% 20%, rgba(0, 114, 170, 0.18) 0%, transparent 45%),
        radial-gradient(circle at 10% 80%, rgba(16, 185, 129, 0.12) 0%, transparent 40%),
        linear-gradient(135deg, #012217 0%, #062b1e 40%, #0d1f18 70%, #161616 100%) !important;
    background-size: cover !important;
    background-position: center !important;
    position: relative;
    overflow: hidden;
}

/* Hide distracting background photo overlay inside page titles so the clean dark gradient displays crisply */
[class*=page-title] .bg-img,
.page-title-layout4 .bg-img {
    display: none !important;
}

[class*=page-title].bg-overlay:before,
[class*=page-title].bg-overlay:after {
    background-color: transparent !important;
    background-image: none !important;
}



/* Page title text and breadcrumb enhancements */
.page-title-light .pagetitle-heading {
    color: #ffffff !important;
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.35);
    font-weight: 700 !important;
}

.page-title-light .breadcrumb-item a {
    color: rgba(255, 255, 255, 0.85) !important;
    transition: color 0.2s ease;
}

.page-title-light .breadcrumb-item a:hover {
    color: #0072AA !important;
}

.page-title-light .breadcrumb-item.active {
    color: #0072AA !important;
    font-weight: 600;
}

/* ==========================================================================
   Partner With Us (Become an MFD) Styles
   ========================================================================== */
.hover-lift {
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}

.hover-lift:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 28px rgba(0, 0, 0, 0.08) !important;
}

.partner-hero-content {
    padding-right: 15px;
}

@media (max-width: 991px) {
    .partner-hero-content {
        padding-right: 0;
    }
}

.partner-form .form-control:focus,
.partner-form .form-select:focus {
    border-color: #0072AA;
    box-shadow: 0 0 0 0.25rem rgba(0, 114, 170, 0.18);
}

.partner-form .form-check-input:checked {
    background-color: #0072AA;
    border-color: #0072AA;
}

/* FAQ Custom Accordion Fix */
.custom-accordion .accordion-item {
    padding: 0 !important;
    padding-inline-end: 0 !important;
    border: 1px solid #e2e8f0 !important;
    border-radius: 12px !important;
    overflow: hidden !important;
    background-color: #ffffff !important;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04) !important;
    margin-bottom: 16px !important;
}

.custom-accordion .accordion-header {
    margin: 0 !important;
    padding: 0 !important;
    border: none !important;
}

.custom-accordion .accordion-button {
    padding: 18px 24px !important;
    font-size: 16px !important;
    font-weight: 600 !important;
    border: none !important;
    border-radius: 0 !important;
    box-shadow: none !important;
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    width: 100% !important;
    transition: background-color 0.2s ease, color 0.2s ease;
}

.custom-accordion .accordion-button:not(.collapsed) {
    color: #0072AA !important;
    background-color: #E8F4FB !important;
    border-bottom: 1px solid #bae6fd !important;
}

.custom-accordion .accordion-button.collapsed {
    color: #0f172a !important;
    background-color: #ffffff !important;
}

.custom-accordion .accordion-button.collapsed:hover {
    background-color: #f8fafc !important;
    color: #0072AA !important;
}

.custom-accordion .accordion-button:focus {
    box-shadow: none !important;
    outline: none !important;
}

.custom-accordion .accordion-body {
    padding: 22px 24px !important;
    font-size: 15px !important;
    line-height: 1.75 !important;
    color: #475569 !important;
    background-color: #ffffff !important;
}

/* ==========================================================================
   Bixoo Style Scrolling Pill Badges Over Hero Video
   (Referenced from https://wowtheme7.com/tf/bixoo/)
   ========================================================================== */
.hero-video {
    position: relative !important;
}

.hero-ticker-overlay {
    position: absolute !important;
    bottom: 24px !important;
    left: 0 !important;
    right: 0 !important;
    width: 100% !important;
    max-width: 100% !important;
    z-index: 10 !important;
    background: transparent !important;
    padding: 0 !important;
    overflow: hidden !important;
    pointer-events: auto !important;
}

.bixoo-ticker-section .marquee {
    display: flex;
    overflow: hidden;
    user-select: none;
    gap: 14px;
    --duration: 55s;
    --gap: 14px;
    width: 100%;
    max-width: 100%;
}

.bixoo-ticker-section .marquee-group {
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: flex-start !important;
    gap: var(--gap) !important;
    min-width: max-content !important;
    animation: bixooScroll var(--duration) linear infinite;
}

.bixoo-ticker-section .marquee:hover .marquee-group {
    animation-play-state: paused;
}

.bixoo-ticker-section .marquee-icon {
    flex-shrink: 0;
    background: rgba(1, 34, 23, 0.65) !important;
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border: 1px solid rgba(255, 255, 255, 0.2) !important;
    border-radius: 90px;
    padding: 8px 18px;
    display: inline-flex;
    align-items: center;
    gap: 9px;
    white-space: nowrap;
    box-shadow: 0 4px 18px rgba(0, 0, 0, 0.25);
    transition: all 0.25s cubic-bezier(0.4, 0, 0.2, 1);
    cursor: pointer;
    text-decoration: none !important;
}

.bixoo-ticker-section .marquee-icon .text {
    font-family: 'DM Sans', -apple-system, sans-serif;
    font-size: 13.5px;
    font-weight: 600;
    color: #ffffff !important;
    letter-spacing: 0.2px;
    text-decoration: none !important;
}

.bixoo-ticker-section .marquee-icon .pill-badge-icon {
    width: 13px !important;
    height: 13px !important;
    fill: #ffffff !important;
    color: #ffffff !important;
    opacity: 0.92 !important;
    display: inline-block !important;
    vertical-align: middle !important;
    flex-shrink: 0 !important;
    margin-left: 2px !important;
    transition: transform 0.25s ease, opacity 0.25s ease;
}

.bixoo-ticker-section .marquee-icon:hover {
    background: #0072AA !important;
    border-color: #0072AA !important;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0, 114, 170, 0.45);
    color: #ffffff !important;
    text-decoration: none !important;
}

.bixoo-ticker-section .marquee-icon:hover .text {
    color: #ffffff !important;
    text-decoration: none !important;
}

.bixoo-ticker-section .marquee-icon:hover .pill-badge-icon {
    transform: scale(1.18);
    opacity: 1 !important;
    fill: #ffffff !important;
}

@keyframes bixooScroll {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(calc(-100% - var(--gap)));
    }
}

@media (max-width: 991px) {
    .hero-video {
        padding-bottom: 75px !important;
    }
    .hero-ticker-overlay {
        bottom: 8px !important;
    }
}

/* ==========================================================================
   PRODUCT SEGREGATION & CATEGORY STYLES
   ========================================================================== */
.product-category-card {
    position: relative;
    background: #ffffff;
    border-radius: 16px;
    border: 1px solid #e2e8f0;
    padding: 36px 30px;
    height: 100%;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
    transition: all 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    overflow: hidden;
}

.product-category-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--fw-primary), #138B43);
    opacity: 0;
    transition: opacity 0.35s ease;
}

.product-category-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 20px 45px rgba(0, 114, 170, 0.12);
    border-color: rgba(0, 114, 170, 0.3);
}

.product-category-card:hover::before {
    opacity: 1;
}

.product-category-card .cat-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 24px;
}

.product-category-card .cat-icon {
    width: 68px;
    height: 68px;
    border-radius: 14px;
    background: #f0f7fc;
    color: var(--fw-primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    transition: all 0.35s ease;
}

.product-category-card:hover .cat-icon {
    background: var(--fw-primary);
    color: #ffffff;
    transform: scale(1.08) rotate(3deg);
}

.product-category-card .cat-badge {
    background: #f1f5f9;
    color: #475569;
    font-size: 12px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 6px 14px;
    border-radius: 50px;
    border: 1px solid #e2e8f0;
}

.product-category-card .cat-count-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: rgba(0, 114, 170, 0.08);
    color: var(--fw-primary);
    font-weight: 700;
    font-size: 13px;
    padding: 4px 12px;
    border-radius: 20px;
    margin-bottom: 12px;
}

.product-category-card .cat-title {
    font-size: 24px;
    font-weight: 700;
    color: #0f172a;
    margin-bottom: 8px;
    line-height: 1.3;
}

.product-category-card .cat-tagline {
    font-size: 14px;
    color: var(--fw-primary);
    font-weight: 600;
    margin-bottom: 14px;
}

.product-category-card .cat-desc {
    font-size: 14.5px;
    color: #64748b;
    line-height: 1.6;
    margin-bottom: 20px;
}

.product-category-card .cat-highlights-list {
    list-style: none;
    padding: 0;
    margin: 0 0 26px 0;
}

.product-category-card .cat-highlights-list li {
    font-size: 13.5px;
    color: #334155;
    padding: 6px 0;
    display: flex;
    align-items: center;
    border-bottom: 1px dashed #f1f5f9;
}

.product-category-card .cat-highlights-list li:last-child {
    border-bottom: none;
}

.product-category-card .cat-highlights-list li i {
    color: #10b981;
    font-size: 14px;
    margin-right: 10px;
    flex-shrink: 0;
}

.product-category-card .cat-btn-cta {
    display: inline-flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    padding: 13px 20px;
    background: #f8fafc;
    color: #0f172a;
    font-weight: 600;
    font-size: 14.5px;
    border-radius: 10px;
    border: 1px solid #e2e8f0;
    transition: all 0.3s ease;
    text-decoration: none;
}

.product-category-card:hover .cat-btn-cta {
    background: var(--fw-primary);
    color: #ffffff;
    border-color: var(--fw-primary);
}

.product-category-card .cat-btn-cta i {
    font-size: 15px;
    transition: transform 0.3s ease;
}

.product-category-card:hover .cat-btn-cta i {
    transform: translateX(4px);
}

/* Category Switcher Pills */
.category-switcher-wrapper {
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    justify-content: center;
    margin-bottom: 40px;
}

.category-switcher-item {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 22px;
    border-radius: 30px;
    font-size: 14px;
    font-weight: 600;
    background: #ffffff;
    color: #475569;
    border: 1px solid #e2e8f0;
    transition: all 0.25s ease;
    text-decoration: none;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.03);
}

.category-switcher-item:hover {
    background: #f1f5f9;
    color: var(--fw-primary);
    border-color: #cbd5e1;
    transform: translateY(-2px);
}

.category-switcher-item.active {
    background: var(--fw-primary);
    color: #ffffff;
    border-color: var(--fw-primary);
    box-shadow: 0 6px 18px rgba(0, 114, 170, 0.25);
}

.category-switcher-item .badge-count {
    font-size: 11px;
    padding: 2px 7px;
    border-radius: 10px;
    background: rgba(0, 0, 0, 0.08);
}

.category-switcher-item.active .badge-count {
    background: rgba(255, 255, 255, 0.25);
    color: #ffffff;
}

/* Category Hero Banner */
.category-hero-card {
    background: #ffffff;
    border-radius: 16px;
    padding: 35px 40px;
    border: 1px solid #e2e8f0;
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.04);
    margin-bottom: 45px;
}